HOUSE BUILDING ADVANCE (HBA) RULES, 2017- MOHUA O.M, DT. 09TH NOV, 2017

House Building Advance (HBA) Rules, 2017- MOHUA O.M. Dt. 09th Nov, 2017 House Building Advance Rules (HBA) - 2017 - MoHUA Office Memoran...

House Building Advance (HBA) Rules, 2017- MOHUA O.M. Dt. 09th Nov, 2017

House Building Advance Rules (HBA) - 2017 - MoHUA Office Memorandum

I.17011/11(4)/2016-H-III
Government of India
Ministry of Housing & Urban Affairs
Housing-III Section

Nirman Bhawan, New Delhi,
Dated 09.11.2017.

OFFICE MEMORANDUM

Subject: House Building Advance Rules (HBA) - 2017.

The following House Building Advance Rules is in supersession of existing rules on the subject:

1. Introduction

Grant of House Building Advance for Central Government employees is regulated in terms of rules and regulations laid down from time to time by the Ministry of Housing Urban Affairs (erstwhile Ministry of Urban Development). These rules are as under:

2. Purpose

House Building Advance (HBA) is admissible to an employee for only one of the following purposes:-

i. Constructing a new house on the plot owned by the employee or spouse, either jointly or individually.
ii. Purchasing a plot and constructing a house thereon.
iii. Purchasing a plot under co-operative Schemes and constructing a house/ flat thereon or acquiring a house through membership of Cooperative Group Housing Societies.
iv. Purchase/construction of house under the self-financing schemes of Delhi Bangalore, UP, Lucknow etc.
v. Outright purchase of a new ready-built house/ flat from Housing Boards, Development Authorities and other statutory or semi-Government bodies and from registered builders i.e., registered private builders, architects, house building societies, etc., but not from private individuals.
vi. Expansion of living accommodation of an existing house owned by the employee or jointly with spouse. The total cost of the existing structure (excluding cost of land) and the proposed additions should not exceed the prescribed cost ceiling under these rules.
vii. Repayment of loan or advance taken from a Government or HUDCO or private sources even if the construction has commenced, subject to certain conditions.
viii. Existing employees who have already taken Home Loans from Banks and other financial institutions are allowed to migrate to this scheme, subject to fulfillment of extant conditions.
ix. Constructing only residential portion of the building on a plot earmarked for a shop-cum-residential plot, in a residential colony, subject to prescribed cost ceiling.

3. Eligibility

i. All permanent government employees.
ii. All other employees with at least 5 years of continuous service, provided they do not hold permanent appointment under a State Government and the sanctioning authority is satisfied about their likely retention in service till the house is built and mortgaged.
iii. Members of All India Services deputed for service under the Central Government/Company/ Association/Body of individuals whether incorporated or not, which is wholly or substantially owned or controlled by the Central Government or an International Organization, and autonomous body not controlled by Government or Private Body.
iv. Employees of Union Territories and North East Frontier Agency.
v. Staff/ Artistes of the All India Radio who fulfil the condition prescribed at (ii) above and have been appointed in long term contracts extending to the age as per extant rules.
vi. Central government employees governed by The Payment of Wages Act, 1936.
vii. Central government employees on deputation to another Department or on Foreign Service. Such cases to be processed by the Head of the Office of the Parent Department.
viii. Extant rules for eligibility conditions of Ex-servicemen and of central government employees under suspension remains unchanged.

Note: In cases where both the spouses are central government employees and are both eligible for grant of House Building Advance, the advance will be admissible to both of them jointly/separately.

4. Cost Ceiling Conditions

i. Cost of the house to be built /purchased (excluding the cost of plot) should not exceed 139 times of the basic pay of the employee subject to a maximum of Rs.1.00 crore (one crore) only. In individual cases, if the Administrative Ministry is satisfied on the merits of the case, the cost ceiling may be relaxed up to a maximum of 25% by the Head of the Department.

5. Amount of Advance

i. Only one advance shall be sanctioned to the government servant during his/ her entire service.

ii. The maximum amount of advance shall be:

a) 34 months basic pay subject to a maximum of Rs. 25.00 lakhs only (Rs. Twenty five lakhs), or cost of the house/flat, or the amount according to repaying capacity, whichever is the least for construction/purchase of new house/flat.
b) For expansion of existing house, the amount of HBA will be limited to 34 months basic pay subject to maximum of Rs.10.00 lakhs only (Rs. Ten lakhs), or the cost of the expansion, or the amount according to repaying capacity, whichever is the least
c) The amount of the advance shall be restricted to 80% of true cost of the land and construction of house or cost of expansion of living accommodation in the case of construction in rural areas. This can be relaxed and 100% can be sanctioned if the Head of the Department certifies that the concerned rural area falls within the periphery of town or city.

6. Repayment Capacity

For the purpose of calculating the admissible loan amount, the repayment capacity of the central government employee shall be calculated as below:

a)
In cases of employee retiring after 20 years.
40% of basic pay.
b)
In cases of employee retiring after 10 years but not later than 20 years.
Up to 40% of basic pay. 65% of DCR Gratuity may also be adjusted.
c)
In cases of employee retiring within 10 years.
Up to 50% of basic pay DCR Gratuity up to 75% can be adjusted.

7. Applicable Rate of Interest and Methodology of Recovery of House Building Advance

i. The Interest on Housing Building Advance for the financial year 2017-18 onwards shall be 8.50%. This shall be reviewed every three years to be notified in consultation with Ministry of Finance.
ii. The methodology of recovery of HBA shall continue as per the existing pattern of recovery of principal first in the first fifteen years in not more than 180 monthly instalments and interest thereafter in next five years in not more than 60 monthly instalments. The advance carries simple interest from the date of payment of first instalment.
iii. All cases of subsequent tranches/ installments of HBA being taken by the employee in different financial years shall be governed by the applicable rate of interest in the year in which the HBA was sanctioned, in the event of change in the rate of interest.

Note: The clause of adding a higher rate of interest at 2.5% (two point five percent) above the prescribed rate during sanction of House Building Advance, as reproduced below, stands withdrawn.

“Sanction should stipulate the interest 2.5% over and above the scheduled rates with the stipulation that, if conditions attached to the sanction including those relating to the recovery of amount are fulfilled completely to the satisfaction of competent authority, a rebate of interest of the extent of 2. 5% will be allowed”.

8. Disbursement

i. Advance for purchase of ready built house can be paid in one lump sum as soon as the applicant executes an agreement in the prescribed form. The employee should ensure that the house is purchased and mortgaged to the Government within 3 months of drawl of the advances.
ii. Advance for purchase/ construction of new flat may be paid either in one lump sum or in convenient instalments at the discretion of the Head of Department. The employee should execute the agreement in prescribed form before the advance/first instalment of advance is paid to him/ her. The amount drawn by the employee should be utilized for the purchase/ construction of the flat within one month.
iii. Advance for construction/ expansion of living accommodation, etc, shall be payable in two instalments of 50% each. The first instalment will be paid after the plot and proposed house/ existing house is mortgaged and the balance on the construction-reaching plinth level.
iv. Advance for expansion to be carried out on the upper storey of the house will be disbursed in two instalments, first instalment on executing the mortgage deed and the second instalment on the construction reaching roof-level.
v. In the case of advance for purchase of plot and construction of house, the advance will be disbursed as below:

a) Single Storeyed House: After agreement in prescribed form is executed on production of surety bond, 40% of the advance or actual cost will be disbursed for purchase of plot. The balance amount will be disbursed in two equal instalments, first after the mortgage is executed and second on the construction reaching plinth level.
b) Double Storeyed House: 30% of advance for cost of plot will be disbursed on executing the agreement. The balance amount will be disbursed in two equal instalments, the first on executing the mortgage deed and the second on construction reaching plinth level.

9. Mortgage and Creation of Second Charge

a) House shall be mortgaged on the behalf of President of India. However, the employee, if he wishes to take a second charge to meet the balance cost of the house/ plot or flat from recognized financial institutions, then he/ she may declare the same and apply for NOC at the time of the applying for HBA. NOC for second charge will be given along with sanction order of HBA. The total loan form HBA and from all other sources cannot be beyond ceiling cost of the house as defined under para 4 above.

b) In case if HBA is availed by both husband/ wife jointly,

i. HBA Mortgage paper, insurance paper and other papers regarding property shall be submitted to one of the loan sanctioning authorities of their choice.
ii. A No Objection Certificate may be obtained from the 2nd loan sanctioning authority.
iii. The property mortgaged to behalf of President of India, shall be reconvened on the prescribed form to the central government employee concerned (or their successors in interest, as the case may be), after the advance together with interest thereon, has been repaid to Government in full and after obtaining No Demand Certificate in respect of HBA loan sanctioned by the 2nd loan sanctioning authority.

10. Insurance

a) Immediately on completion of construction/purchase of house/flat, the employee shall insure the house with the recognized institutions as approved by Insurance Regulatory and Development Authority (IRDA), for not less than the amount of advance and shall keep it so insured against damage by fire, flood and lightning till the advance together with interest thereon is repaid in full and deposit the policy documents with the Head of the Department (HoD). Renewal of insurance will be done every year and premium receipts produced for inspection of the HoD regularly.
b) Penal interest of 20/0 over and above existing rate of interest will be recovered from the employee for those periods which are not covered by insurance of the house.

11. Migration

For existing House Building Advance beneficiaries who wish to migrate, a separate order for migration to the revised House Building Advance rules will be issued shortly.

12. Extant rules

Apart from above stated changes in relevant sections in the earlier version of House Building Advance rules, all other extant rules shall continue to apply till further orders.

13. This issues in consultation with Comptroller& Auditor General, in so far as the persons working in the Indian Audit & Accounts Department concerned.

14. Hindi version will follow.

15 This comes to the effect from the date of issue.

Sd/-
(Shailendra Vikram Singh)
Director
Ministry of Housing & Urban Affairs

Source:- Click to view/download HBA O.M.

COMMENTS

Name

29TH SCOVA MEETING,3,30TH SCOVA MEETING,2,3RD PRC,1,5TH PAY COMMISSION,7,6TH PAY COMMISSION,18,7TH CPC,48,7TH CPC ALLOWANCES,146,7TH CPC ARREARS,13,7TH CPC HIGHLIGHTS,1,7TH CPC MEETING,9,7TH CPC MEMORANDUM,2,7TH CPC NEWS,96,7TH CPC NOTIFICATION,128,7TH CPC PENSION CALCULATOR,2,7TH PAY COMMISSION,1281,AADHAAR,27,AADHAAR NUMBER,15,AADHAR CARD,6,AAM AADMI BIMA YOJANA,1,ABOLISH INTERVIEW,6,ABOLISH POSTS,3,ACCIDENTAL DEATH,1,ACCOMMODATION,15,ACCOUNTS CADRE,6,ACCOUNTS OFFICER,7,ACCOUNTS STOCK VERIFIERS,2,ACP,7,ACR,5,AD-HOC APPOINTMENT,1,AD-HOC BONUS,15,ADDITIONAL ALLOWANCE,2,ADDITIONAL HRA,2,ADDITIONAL PAY,1,ADDITIONAL PENSION,8,ADVANCE AGAINST PLB,1,ADVANCE SALARY,2,ADVANCES,13,AFFDF,1,AGE LIMIT,4,AGE RELAXATION,1,AGENCY COMMISSION,1,AIBEA,7,AIBOA,2,AIBOC,4,AICPIN,37,AIDEF,2,AIR FORCE STAFF,11,AIR TICKET,18,AIR TRAVEL,40,AIRF,66,AIS,17,AIS (DCRB) RULES,5,ALLOWANCE COMMITTEE REPORT,2,ALLOWANCES,328,ANNUAL ALLOWANCE,2,ANNUAL REPORT ON PAY & ALLOWANCES,3,ANOMALIES,65,ANOMALY COMMITTEE,46,ANUBHAV,9,APAR,28,APPOINTMENT,6,APPRENTICES,4,APY,6,ARM,1,ARMED FORCES,76,ARMED FORCES PENSIONERS,52,ARMY ORDNANCE CORPS,1,ARMY ORDNANCE CORPS (AOC),3,ARMY STAFF,20,ARREARS,23,ARTISAN STAFF,3,ASO,6,ASSAM RIFLES,1,ATAL PENSION YOJANA,8,ATS,1,AUDIT & ACCOUNT ASSOCIATION,2,AUDIT EMPLOYEES,4,AUTONOMOUS BODIES,33,AYUSH HOSPITALS,2,BACKLOG VACANCIES,1,BANK,30,BANK ACCOUNT,4,BANK BIPARTITE NEWS,24,BANK EMPLOYEES,60,BANK EMPLOYEES NEWS,31,BANK EMPLOYEES WAGE REVISION,31,BANK HOLIDAYS,3,BANK PENSIONERS,5,BANKING FACILITY,1,BASIC SALARY,4,BCA,1,BDPA,1,BEFI,1,BHAVISHYA,6,BIOMETRIC ATTENDANCE,10,BIS,1,BLACK DAY,1,BONUS,70,BONUS ARREAR,1,BONUS CEILING,13,BONUS ORDER 2016,2,BONUS ORDER 2017,13,BPEF,1,BPMS,44,BPS,18,BREAKDOWN ALLOWANCE,1,BSF,1,BSF EMPLOYEES,3,BSNL,13,BSNL EMPLOYEES,7,BSNL PENSIONERS,6,BUDGET,23,BUDGET 2016- 2017,10,BUDGET 2017- 2018,4,BUDGET 2018- 2019,6,CAA,7,CADRE,1,CADRE FIXATION,1,CADRE RESTRUCTURING,30,CADRE REVIEW,25,CANTEEN FACILITIES,12,CAPF,12,CASH HANDLING ALLOWANCE,1,CASTE,3,CASTE CERTIFICATES,2,CASUAL LABOURERS,13,CASUAL LEAVE,4,CASUAL WORKERS,4,CASUALTY PENSION,5,CAT,5,CAT ORDER,5,CBDT ORDERS,8,CBEC,3,CCL,4,CCS,2,CCS (CC&A) RULES,16,CCS (CR) 1964,2,CCS (EOP) RULES,6,CCS (LEAVE) RULES,12,CCS (LTC) RULES 1988,16,CCS (PENSION) RULES 1972,23,CCS (RP) RULES 2008,7,CCS (RP) RULES 2016,36,CDS (RP) RULES 2016,3,CEA,4,CEA FORM,1,CENSUS,1,CENTRAL GOVERNMENT EMPLOYEES,145,CGA,13,CGDA,48,CGEGIS SCHEME,12,CGEPHIS SCHEME,1,CGHS,74,CGHS AGARTALA,1,CGHS AIZAWL,1,CGHS AREAS,2,CGHS BENEFICIARY,9,CGHS BHOPAL,2,CGHS CARD,4,CGHS CONTRIBUTION,5,CGHS DELHI,1,CGHS HOSPITALS,11,CGHS IMPHAL,1,CGHS PATNA,1,CGHS RATES,8,CGHS REFERRAL,2,CGHS RULES,1,CGLE,1,CHARGE SHEET,1,CHARTER OF DEMANDS,72,CHILD CARE LEAVE,12,CHILDREN EDUCATION ALLOWANCE,23,CHILDREN FARE,3,CHS,4,CISF,1,CIVIL ACCOUNTS EMPLOYEE,10,CIVILIAN EMPLOYEES,6,CLERICAL CADRE,5,CMS,1,COMMENTS,1,COMMERCIAL DUTY ALLOWANCE,1,COMMERCIAL EMPLOYMENT AFTER RETIREMENT,3,COMMITTEE ON 07TH CPC,1,COMMITTEE ON OROP,5,COMMUTED LEAVE,2,COMMUTED PENSION,6,COMPASSIONATE APPOINTMENT,10,COMPENSATION,4,COMPPASSIONATE APPOINTMENT,16,COMPULSORY RETIREMENT,5,COMPUTER ADVANCE,1,CONCORDANCE TABLES,21,CONDIMENT ALLOWANCE,1,CONFEDERATION,130,CONFERENCE,3,CONFIRMATION,1,CONTRACT LABOUR,18,CONTRACT WORKERS,7,CONVEYANCE ALLOWANCE,2,COURT CASES,7,COURT ORDER,18,CPAO,70,CPENGRAMS,1,CPF PENSIONERS,6,CPI,26,CPI INDEX,17,CPI- IW,17,CPMF,3,CPSE,37,CPSE EMPLOYEES,33,CS (MA) RULES 1944,5,CSCS,10,CSD,14,CSD CANTEEN FACILITIES,8,CSS,45,CSSS,21,CTG,5,CVO,3,CYCLE MAINTENANCE ALLOWANCE,3,DA,96,DA JANUARY 2016,5,DA JANUARY 2017,5,DA JANUARY 2018,13,DA JULY 2015,1,DA JULY 2016,10,DA JULY 2017,6,DA MERGER,59,DAD PERSONNEL,1,DAILY ALLOWANCE,7,DATA ENTRY OPERATOR,2,DATA PROCESSING ASSISTANTS,1,DATE OF NEXT INCREMENT,5,DE-EMPANELMENT,1,DEARNESS ALLOWANCE,80,DEARNESS RELIEF,33,DEATH BENEFITS,11,DEATH-CUM-RETIREMENT,6,DECEASED EMPLOYEES,4,DECLARATION OF ASSETS & LIABILITIES,5,DEDUCTION,8,DEFENCE,324,DEFENCE CIVILIAN EMPLOYEES,31,DEFENCE CIVILIANS,14,DEFENCE EMPLOYEES,183,DEFENCE INDUSTRIAL ESTABLISHMENTS,5,DEFENCE PENSION,9,DEFENCE PENSIONERS,105,DELEGATION OF POWERS,3,DEPARTMENT CANTEEN,1,DEPARTMENTAL INQUIRIES,4,DEPARTMENTAL PROMOTION COMMITTEES,2,DEPENDENTS,1,DEPENDENTS OF DECEASED,5,DEPUTATION,10,DEPUTATION ALLOWANCE,5,DEPUTATION OF EMPLOYEES,5,DEPUTATION ON TENURE ALLOWANCE,1,DEPUTY SECRETARY,5,DESW,42,DHARNA,14,DIABETES,1,DIEM/HALTING ALLOWANCE,1,DIGITAL SIGNED PENSION,4,DIGITALIZATION,2,DIRECTORATE OF ESTATES,1,DISABILITY,36,DISABILITY PENSION,40,DISABLE EMPLOYEE,11,DISABLED CHILDREN,9,DISBURSEMENT OF PENSION,9,DISCIPLINARY PROCEEDINGS,4,DIVORCED DAUGHTER,5,DOCTORS,4,DOMESTIC WORKERS,2,DOP&PW,25,DOPT,336,DOPT 2015,1,DOPT 2016,51,DOPT 2017,97,DOPT 2018,40,DOT,1,DR,37,DRAFTSMAN,4,DRESS ALLOWANCE,10,DSC,2,DUTY HOURS,1,e-NPS,2,E-OFFICE,1,E-PAYMENT,1,E-PENSION,1,E-REVISION,6,ECHS,18,ECHS HOSPITALS,3,ECHS SUBSCRIPTION,2,EDP CADRE,2,ELECTION,6,ELECTION HOLIDAY,1,EMPANELLMENT,11,ENGINEERS,9,EPF,16,EPFO,28,EPS,6,ESIC,8,EX-GRATIA,10,EX-GRATIA COMPENSATION,3,EX-SERVICEMEN,250,EXECUTIVE ASSISTANT,1,EXIT & WITHDRAWAL,4,EXPECTED DA,46,EXPECTED DA BANK EMPLOYEES,2,EXPECTED DA JAN 2017,6,EXPECTED DA JAN 2018,6,EXPECTED DA JULY 2016,1,EXPECTED DA JULY 2017,5,EXPECTED DA JULY 2018,6,EXPECTED DA/DR,7,EXPECTED FAMILY PENSION,3,EXPECTED PENSION,1,EXPENDITURE ALLOCATION,3,EXTENSION,4,EXTENSION EMPANELMENT,1,EXTRA WORK ALLOWANCE,2,FACILITIES TO MP,1,FAMILY PENSION,74,FAMILY PENSIONER,157,FAMILY PLANNING ALLOWANCE,4,FAQ,6,FESTIVAL ADVANCE,4,FIN MIN ORDER,107,FINANCE BUDGET,8,FINANCE COMMISSION,2,FIRE ENGINEE DRIVER,1,FIRE STAFF,1,FISCAL DEFICIT,9,FITMENT FACTOR,58,FIVE DAY WEEK,3,FIXED MONETARY COMPENSATION,1,FLEXI FARE,1,FMA,16,FNPO,1,FOREIGN VISIT,4,FORM 15G & 15H,1,FORM 25,1,FORMS,6,FR 15(A),1,FREEDOM FIGHTER PENSION,5,FULL PENSION,6,FUNDAMENTAL RULES,1,GALLANTRY AWARDS,6,GAZETTE,1,GAZETTE NOTIFICATION,6,GDCE,1,GDS,42,GDS COMMITTEE,10,GDS COMMITTEE REPORT,14,GENERAL POOL,4,GFR,5,GOVERNMENT HOLIDAYS CALENDAR,11,GOVT TOUR,15,GPF,27,GPF (CS) RULES 1960,2,GPF GRIEVANCE,1,GPF WITHDRAWALS,4,GPRA,6,GRADE I,2,GRADE PAY,26,GRADE PAY MERGER,15,GRADE PAY UPGRADATION,9,GRAMIN DAK SEWAKS,44,GRATUITY,19,GRIEVANCES,7,GROUP A,25,GROUP B,13,GROUP C,25,GROUP D,21,GROUP INSURANCE,13,GST,3,GUARANTEE WORK,1,HARD AREA ALLOWANCE,2,HARDSHIP DUTY ALLOWANCE,2,HBA,7,HEALTH & MALARIA ALLOWANCE,1,HEALTH CHECK UP,2,HEALTH INSURANCE SCHEME,1,HEALTH SCHEME,4,HELPER,1,HIERARCHY,10,HIGH ALTITUDE ALLOWANCE,1,HIGH COURT,5,HIGHER EDUCATION,1,HIGHER QUALIFICATION INCENTIVE,1,HIRING APPRENTICES,1,HIRING STAFF CARS,1,HOLIDAY OVERTIME,1,HOLIDAYS,24,HOLIDAYS 2016,1,HOLIDAYS 2017,3,HOLIDAYS 2018,4,HOLIDAYS 2019,2,HOLIDAYS FOR YEAR 2016,3,HOME LOAN,2,HONORARIUM,3,HOSTEL ALLOWANCE,8,HOUSE,7,HOUSE ADVANCE,7,HOUSE RENT ALLOWANCE,19,HOUSING LOAN INTEREST,1,HPCA,8,HRA,117,IAF PENSIONERS,1,IAS OFFICERS,9,IBA,13,IBM,1,IDA,5,IDENTITY CARD,7,IESM,2,IFS,1,IMMOVABLE PROPERTY RETURNS,3,IMPLEMENTATION CELL,8,INCENTIVES,5,INCOME TAX,25,INCOME TAX COMPLIANCES,1,INCOME TAX RETURN,5,INCOME TAX RETURNS,1,INCREMENT,21,INDUSTRIAL CIVILIAN EMPLOYEES,1,INDUSTRIAL TRADES,2,INDUSTRIAL WORKERS,6,INDWF,6,INFLATION,4,INJURY LEAVE,1,INQUIRY,2,INTER CADRE DEPUTATION,7,INTER CADRE TRANSFER,7,INTEREST RATES,18,INTERIM RELIEF,47,INTERIM REPORT,15,IPR,3,IPS OFFICERS,2,IRCTC,4,IRSA,1,IRTSA,17,ISLAND SPECIAL DUTY ALLOWANCE,2,IT EXEMPTION LIMIT,13,ITR,1,J & K GOVT EMPLOYEES,5,JCA,2,JCM,18,JEEVAN PRAMAAN,11,JSA,1,KENDRIYA VIDYALAYA SANGATHAN,9,KISAN VIKAS PATRA,1,KVS,14,KVS ADMISSION,2,KVS EMPLOYEES,12,KVS ORDERS,28,LAB TECHNICIAN,3,LABOUR CONFERENCE,5,LABOUR LAWS,8,LARSGESS,3,LAW OFFICERS,1,LDC,4,LDC & UDC,11,LDCE,1,LDCE/GDCE,2,LEAVE,25,LEAVE ENCASHMENT,8,LEAVE RULES,3,LEAVE SALARY,4,LIC,1,LIEUTENANT,1,LIFE CERTIFICATE,26,LIFTING BAN,1,LINK PAY WITH PRODUCTIVITY,2,LOAN,1,LOCO & TRAFFIC RUNNING STAFF,1,LOCO INSPECTOR,2,LOCO PILOTS,4,LOK SABHA QUESTIONS,86,LOKPAL & LOKAYUKTAS ACT 2013,3,LTC,59,LTC FARES,3,LTC PROCEDURE,4,MACP,97,MARTYRED SOLDIERS,8,MATERNITY BENEFITS,9,MATERNITY LEAVE,14,MEDICAL,11,MEDICAL ALLOWANCE,3,MEDICAL ASSISTANT,2,MEDICAL CLAIM,2,MEDICAL INSTITUTES,1,MEDICAL OFFICERS,12,MEDICAL REIMBURSEMENT,6,MEDICAL TREATMENT,4,MEDICLAIM,3,MEMORANDUM,3,MEMORANDUM TO 7TH PAY COMMISSION,15,MERGER OF POSTS,4,MES,1,MIDDLE- CLASS PEOPLE,1,MILEAGE ALLOWANCE,1,MILITARY FARMS,1,MINIMUM ENTRY PAY,4,MINIMUM PENSION,35,MINIMUM WAGE,130,MINISTERIAL STAFF,5,MLA,1,MNS,1,MOH&FW,12,MONOTERING,1,MP,5,MSP,11,MTNL,2,NAC,59,NATIONAL COMMISSION,1,NATIONAL HOLIDAY ALLOWANCE,4,NATIONAL PENSION SYSTEM,32,NAVY EMPLOYEES,11,NAVY INDUSTRIAL EMPLOYEE,1,NAVY STAFF,8,NCJCMSTAFF,94,NCTE,1,NEGP,1,NEW PENSION SCHEME,50,NEW RECRUITERS,3,NEWS,3,NEWSPAPER REIMBURSEMENT,1,NFIR,142,NFPE,9,NFSG,2,NIGHT DUTY ALLOWANCE,14,NITI AAYOG,1,NJCA,17,NODAL OFFICERS,2,NON-MONETARY BENEFITS,1,NON-PRODUCTIVITY LINKED BONUS,4,NOTIFICATION,37,NPA,7,NPS,127,NRMU,3,NURSING ALLOWANCE,4,NURSING PERSONNEL,8,NVS,1,OBC,6,OFB,14,OFFICERS,4,OFFICIAL DUTY,1,OLD PENSION SCHEME,12,ONE RANK ONE PENSION,6,ORDNANCE FACTORY,20,OROP,191,OROP TABLE,4,OVERTIME ALLOWANCE,17,PAID LEAVE,5,PAN,7,PAO,2,PAPER LESS WORK,1,PARAMILITARY FORCES,6,PARLIAMENT ASSISTANT,1,PASSPORT,1,PATERNITY LEAVE,1,PAY ANOMALY,32,PAY BAND,2,PAY COMMISSION,26,PAY COMMISSION MEETING,19,PAY COMMISSION RECOMMENDATIONS,521,PAY COMMISSION REPORT,105,PAY COMMISSION VISIT,6,PAY FIXATION,103,PAY MATRIX,35,PAY SCALE,23,PAY STRUCTURE,23,PBOR,15,PCA,9,PCAFYS,32,PCDA,76,PCDACC,9,PCO ALLOWANCE,2,PENALTY,6,PENSION,341,PENSION ACT,1,PENSION ADALAT,4,PENSION ARREARS,7,PENSION BENEFITS,2,PENSION BILL,2,PENSION CALCULATOR,2,PENSION CASES,15,PENSION CLAIM,1,PENSION DISBURSEMENT,1,PENSION FORMS,1,PENSION GRIEVANCE,10,PENSION PROCEDURE,6,PENSION REVISION,181,PENSION SCHEME,5,PENSIONER PORTAL,47,PENSIONERS,329,PENSIONERS ASSOCIATION,5,PENSIONERS' ASSOCIATION,19,PENURY,2,PERFORMANCE BASED INCREASE,1,PERFORMANCE BASED PAY,6,PERFORMANCE 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CENTRAL GOVT EMPLOYEES & PENSIONERS NEWS: HOUSE BUILDING ADVANCE (HBA) RULES, 2017- MOHUA O.M, DT. 09TH NOV, 2017
HOUSE BUILDING ADVANCE (HBA) RULES, 2017- MOHUA O.M, DT. 09TH NOV, 2017
CENTRAL GOVT EMPLOYEES & PENSIONERS NEWS
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